These days, more and more people expect to be able to pay for their purchases with credit or debit cards, whether they are shopping on the high street or online.
Not providing credit card processing or debit card processing services means your business could be losing out on potentials sales from customers. Some customers don’t carry cash and expect to use their card for all purchases. If a business doesn’t have a mobile credit card terminal, these customers will simply leave. Some customers who pay by cash May not have enough money on them so may use a credit or debit card to complete a transaction; not having a debit card processing machine may delay or postpone this sale.
Sales using credit card processing and debit card processing are rising. From July 2012 to July 2013, there has been a 6% increase in debit card sales and 1.5% increase in credit card sales. The average transaction size for transactions on plastic cards is also falling, now down to £48.59 per transaction (source The UK Cards Association). The trend is for rising credit card & debit card use coupled with falling transaction sizes is expected to continue, particularly as household spending is restricted in the current environment.
Thus, accepting cards either through physical credit card processing, online cheap credit card processing means you are more able to service a customer when they want to make a purchase – a crucial part in enabling a sale to happen.
Mobile credit card processing online does provide several other benefits to your business. There is no need to hold as much cash in the business, which in turnreduces banking and security expenses.
CNG Business Services provides a range of online credit card processing solutions. This includes online credit card processing, online debit card processing and mobile credit card terminals. We can also help with virtual solutions that integrate onto your iPhone or iPad. All our terminals also provide debit card processing too.
The mobile credit card terminals are fully Chip & Pin compliant which means that you can be assured you are taking card payments in the most secure environment possible. In addition, the credit card processing and debit card processing terminals have the following characteristics:
- Easy to use, easy to set-up
- Small & compact – designed for use on the countertop
- Easy loading & quiet printers
- All you need is a power supply and a telephone socket
- Does not always require a separate telephone line
- All of our terminals are fully chip and PIN compliant
- Bluetooth & EPOS credit card processing solutions available
- Mobile credit card processing solutions are also available
We offer very competitive mobile credit card processing and online debit card processing pricing tailored around your average transaction volume and credit card turnover.
As every merchant is different though in terms of the products they sell and their turnover, we might be able to offer you a cheaper credit card & debit card processing rate. Please give us a call on 0800 083 9374 and if you can supply us with your existing merchant account statement, we can look at a bespoke pricing for your specific needs.
We can provide several different types of mobile credit card processing terminals, from a high-spec standard terminal, through to Bluetooth cordless terminals and GPRS mobile credit card terminals. And we have a separate range of online credit card processing and mobile credit card solutions which can be provided via a PC, integrated online into your website or mobile via your iPhone or iPad.